How To Make Money in 2009

The New Year is upon us once again. Most of us can hardly wait to see the back of 2008, one of the worst financial years in memory. The stock market has lost to 35% of its value, home prices in L.A. County have dived 35% over the past year, and the unemployment rate has skyrocketed.  It hardly even seems to matter that gas prices have dropped an average of 72%!

Most of us have high hopes for 2009. It can’t come fast enough. To make 2009 a better year, financially at least, than 2008 here are list of money-making websites.

Job Searching?

To do smarter job searches, use this highly rated directory of online employment and career websites.  Here are job listings, how to write a knock’em-dead resume,  tops on interviewing, salary guides and negotiating the best deal for yourself. Find it all at Riley Guide.

Want to Improve Your Business?

Here’s a master guide to online resources for starting, running and building a business. Go to http://caycon.com/resources.php.

Looking for a Thrift Store?

Search among more than 8.000 charity-driven shops by ZIP code, city or state to find bargains galore. Why pay retail? Go to The Thrift Shopper.

Want  Bargain Deals?

With regular retail slashing prices, imagine what discount sites are doing. Why not seek the sites  “where high prices come to die”? Look no further than The Graveyard Mall.

Looking to Hit It Big?

Sometimes the lottery seems the only way to go. But, did you know there are thousands of contests with tens of thousands of prizes offereed every day? I remember when I was a kid one of our Girl Scout leaders made a very nice living simply by entering obscure contests and winning. She was a stay-at-home mom and because of her winnings never had to work outside her home. Today, find up=to-date-listings of sweepstakes and creative contests of all types–recipes, photos, videos, you-name-it. Check out http://contests.about.com.

Searching for the best bank rates?

Is your bank paying 1% or less on your savings account? 2 or 3% on CDs? Let’s say you want to keep some money in a bank account,b ut would like to make at least something on it while you’re waiting to find that perfect property at 2009’s bargain prices and interest rates. Where should you be putting that dough? At Money Aisle banks bid for your cash. Participating banks–108 at last count–jostle each other to offer you their best rates on FDIC-insured certificates of deposit [CDs]. You enter the amount you want to invest and the time period, then the banks give it their best shot. Of course, there is no charge to use the site and you are not required to take any of the offers.

There you have it–a cornucopia of online sites to help you make 2009 not only a Happy, but a Prosperous New Year!!!

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10 Ways To Turn Your House Into A Cash Cow

Want some tips on how to turn your home into a money-making machine?

Lately, gas prices and the sinking dollar have left many with empty wallets. Yet, with a bit of thought you can figure out ways to counter those recent and unexpected drains. Balance your budget with your house. If you’ve got cash flow problems, but own a decent house, here are some creative ways to make money from your home. Some of these ideas may require a permit, so check with your local city authority before proceeding.

  1. Yard Sales–The old tried, but true can still generate lots of moola even after you’ve emptied the garage and cleaned out your closets. If you’re a crafter, consider selling your product on the front lawn. Not so inclined? Try selling homemade jams or jellies. How about fresh baked bread or cookies? If you can’t imagine what’s selling, take a look at Craigslist or Ebay and you’ll be stunned.
  2. Renters–This is another oldie, but goldie. You can get yourself a roomie. Again, check out Craigslist and you’ll be amazed at what a room with a bath in a good suburb can being–$850 to $1000 per month. Like your privacy too much? Consider renting to foreign exchange students who stay for a month or so learning English at a local college or language school. Call your local college to get started finding these students who typically pay at least $800 per month and are usually gone all day.
  3. Garage Space–Do you have a three-car garage, but only two cars or even one? Good for you. Why not turn that extra space into cash? Rent it to a boat owner, motorcyclist, classic car collector or even a weekend mechanic. Who knows you may get your car’s oil changed for free.
  4. Pets–If you like pets, how about offering to keep pets for short periods while their owners go on vacation? Dogs may be too much for you or maybe not. What about birds, hamsters, geckos or possibly cats?
  5. Party Place–Use your lovely family room to entertain customers for Avon or any of a variety of home-based sales. Remember Amway? Today home-based sellers feature almost anything–homemade candles, children’s clothing, lingerie, anything goes. Or, an established seller may be willing to pay you to use your home instead of hers.
  6. Grow Your Own–Locally-grown produce is THE thing these days, and restaurants and farmers’ markets near you are looking for a supply of berries, fruit, grapes, lettuce, tomatoes, herbs or even floral products. These things are easy to grow and don’t take too much care. And, if you’ve checked out the organic produce aisle lately, you can see you’d roll in the dough.
  7. Driveway–Even your driveway could make you a few bucks as most suburban cities have no-overnight-parking laws. Especially if you have apartment buildings near your home, you’ve got built-in clientele.
  8. Babysitting–OK, you haven’t given this occupation a thought since high school, but did you know that babysitters are now getting up to $20 per hour? Today’s suburbs are full of latchkey kids and many parents would love to have a place to send their ‘tweenies who still need to be watched, yet are too big for a teenage sitter. Working parents with several kids are especially anxious to find a safe, healthy place for summer and holidays.
  9. Day-care business–A home day-care can be very profitable if you’re up to the challenge. This is a highly regulated occupation these days, so make sure you check with your local city.
  10. Location, location–Movie location scouts are always looking for new sites. You don’t need a mansion to qualify. “Average” homes are in great demand. Sometimes only the exterior is wanted or a specific look. Got an English cottage or a turn-of-the-last-century bungalow or a terrific garden? Your home may command big bucks. Check your local or state film commission to see.